Residential Conveyancing Lawyers

When you ask us to deal with your transaction we make a commitment to provide you with an excellent service that exceeds your expectations. We’ll engage proactively with you, we’ll be clear in our communications and we’ll only act in your best interests.

If you’re thinking about a move or an investment purchase and have any questions about a prospective transaction, don’t hesitate to call us and we’ll be happy to chat through the process with you, explain what we do, and answer any questions you have. There’s no obligation to instruct us.

Most clients come to us through personal recommendations from existing clients and other professionals. We’ve built our reputation on delivering excellent service in the most friendly and approachable style. We love what we do and we want you to be delighted with what we do and the way we do it.

Transfer of Equity (transferring the value of property between existing owners or to add new owners) can be required in numerous circumstances including:

• When someone is acquiring or being gifted a share of ownership
• Re-financing / re-mortgaging
• As part of Inheritance Tax planning arrangements
• On relationship breakdown and divorce

There may be Capital Gains Tax and Stamp Duty Land Tax consequences arising from changes to the shares in ownership of a property on which you may need to take specialist advice

We can guide you on documenting changes in equity share ownership and deal with Land Registry formalities.

You may be re-mortgaging to get a better deal, to change the amount you’re borrowing, or because your circumstances have changed. Our team have dealt with thousands of re-mortgages between them so whatever your circumstances we can help you through the process as quickly and efficiently as possible.

Re-mortgaging a property may be the relatively straightforward process of moving from one lender to another, or it may involve more complex arrangements dovetailed with splitting titles and changes in ownership structure.

Whether for your home or residential investment property we can deal with the more standard transactions through to the most complex.

We’re very experienced in dealing with most banks, building societies and specialist lenders and we’re on the panels of most Lenders.

Equity release may take the form of a lifetime mortgage or a home reversion scheme. You should take specialist independent financial advice to help you decide if equity release is suitable for your needs, which type of equity release would suit you best and the provider with the best offer for you. Whichever route you’ve decided to take we can advise you on the legal process and implementation.

The Equity Release Council is a trade body that seeks to represent and monitor the sector, and promote standards of good conduct. These schemes are regulated by the Financial Conduct Authority. You may find the Money Advice Service website a good source of information and guidance.

As solicitors we give you legal advice about the legal effect of the plans – we’re not authorised to give financial or investment advice. We don’t sell equity release plans but can recommend independent financial advisers with specialist expertise if you’re looking for someone.